Different types of false documents can constitute Documentary fraud. So, whether they are counterfeiting, falsification or even pseudo-documents, how do we really differentiate them? Let's discover their characteristics in this article and the multiple ways to identify them.
A false document refers to any document created and modified by an individual in order to deceive, obtain illegitimate advantages or to commit criminal activities.
Any type of document can be a forgery. Whether they are documents that have a defined or legal structure or not. This concerns so-called “standardized” documents, i.e. identity cards or even passports, but also so-called “non-standardized” documents which refer to invoices, estimates or even salary slips...
The use of these false documents to deceive is called “documentary fraud”.
💡 Did you know that? This fraud is estimated to be the third largest criminal industry in the world, after drug trafficking and prostitution, According to Revue Banque.
A distinction is made between different types of forged documents. Here are the top five, according to interpol :
Counterfeiting refers to the unauthorized reproduction of an authentic document. For example, this involves the reproduction of an identity card that was not issued by the government. Today, several tools available online make it possible to issue these false CNIs.
Falsification refers to the alteration of an authentic document. For example, this may be the use of an invoice from an appliance store after modifying the figures on a retouching software.
Also called generated document, it refers to a document that was created from scratch by a fraudster in order to pass themselves off as an official document.
It refers to the obtaining of any document, such as a CNI or an invoice, but obtained illegally.
It is also called identity theft. This refers to the use of an identity document or a document that you are not the owner of in order to benefit from illegitimate advantages by pretending to be someone.
When these false documents are used to deceive a business, such as a bank or insurance company, it can be harmful on several levels. Among them, we note in particular:
Fraudsters have access to more and more tools to create false documents, especially on the Internet and thanks to artificial intelligence. Sometimes using photo editing software can even be enough to create a fake document. While they are sometimes detectable with the naked eye, it is increasingly possible that these false documents are difficult to detect.
To detect a false document in a company, it is advisable to use a false document detection solution. These digital tools make it possible to give its anti-fraud team all the keys to sustainably fight against document fraud.
🎁 You may also be interested in this content: How to set up an anti-fraud unit?
A solution for detecting false documents such as Finovox makes it possible to analyze in depth the documents that are sent to your company.
Developed using our proprietary artificial intelligence, our solution, available in API or SaaS format, makes it possible to analyze 100% of documents and to detect fraud on them, in complete security. It makes it possible to detect, identify and explain any type of fraud.
Thanks to Finovox, you can finally investigate in order to determine where the alteration is located in your documents. At the end of your analysis, you are then in a position to provide a form of justification for attempted fraud. Thanks to the automatically generated summary sheet in PDF format, you can thus transmit it to the teams concerned or even add it to a legal file.
Do you want to make Finovox your ally in the fight against document fraud? Contact us to find out more!
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