The DORA (Digital Operational Resilience Act) regulation, adopted by the European Union, imposes a decisive turning point for the financial sector. But what does that mean for your business in practice? And above all, how can you transform this obligation into a real opportunity to strengthen your fight against document fraud? Finovox enlightens you and accompanies you in this transition.
The January 16 2023, the DORA regulation and the associated directive have come into force, after their adoption by the Council of the European Union in November 2022.
This regulation applies directly to all EU member states since January 17, 2025.
Want to know more about this text? DORA regulation text
DORA imposes strict standards in terms of Information and Communication Technology (ICT) risk management. Its objective? Building digital resilience financial firms and ensure optimal data security and processes.
For financial institutions, this translates into several points. Let's see that together!
No more falsified credentials that fall through the cracks, with DORA, the authentication and protection of documents become essential.
Businesses need to adopt advanced encryption systems, of secure electronic signatures And robust audit protocols to ensure the integrity of the documents.
The establishment of an automatic check of supporting documents makes it possible to identify any fraudulent changes. This evolution reduces the risks associated with forged documents.
With DORA, no more blind spots in the chain of trust.
The DORA regulation requires companies to check the compliance of their service providers and to make sure that they have the same cybersecurity standards.
How does that translate? Financial institutions should Establish regular audits from their suppliers and require compliance reports. This includes security checks on document management solutions to ensure that sensitive data is not compromised or accessible to unauthorized actors.
In the event of an attempted fraud or cyber attack, businesses should quickly identify and report anomalies.
DORA thus requires the proactive detection and immediate reporting of incidents related to fraudulent documents.
Businesses need to set up alert protocols And of quick response. The interest? Contain the threat and limit the financial impacts.
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The integration of automated analysis solutions strengthens the ability of institutions to detect fraud in real time and take immediate action.
La Prevention is becoming an absolute priority with regular checks to identify vulnerabilities.
With the DORA regulation, financial firms must carry out penetration tests, of attack simulations And regular audits. In short, it allows them to assess the resilience of their systems in the face of threats.
The objective is to identify potential flaws in advance and correct them before they can be exploited by fraudsters.
La document fraud is a growing scourge that costs financial companies billions of euros every year.
While 65% (anti-fraud study with Selvitys) of financial fraud is based on the falsification of documents (pay slips, bank details, identity documents, etc.), with DORA, actors must rethink their approach and strengthen their detection arsenal.
Document traceability requirements require greater automation of controls. Traditional manual verification solutions are no longer enough: it's time to adopt a technological approach to detect fraudulent documents in real time!
To learn more about document fraud in the banking sector, read on: Document fraud in the banking sector
At Finovox, we understand the crucial challenge of DORA for the financial sector in 2025. Our solution, based on artificial intelligence and machine learning, allows you to detect and eliminate document fraud attempts in seconds.
Do you want to know more about the challenges of fraud in 2025? Fraud trends in France for 2025
But why choose Finovox?
DORA is not just a regulatory constraint: it is an opportunity to modernize your document management tools and offer your customers an unparalleled level of security.
By adopting a solution like Finovox, you are not content with meeting legal obligations: you are optimizing your processes and strengthening the trust of your partners and customers.
Anticipate today and ensure seamless compliance with Finovox.
Contact us now for a demonstration and discover how our solution can effectively protect you against document fraud!
