According to a Deloitte study, 78% of asset management companies plan to increase their investments in digital technology in the coming years. This evolution makes it possible to centralize and secure data but also to improve the operational efficiency of management companies. However, faced with this digitalization, it is also becoming more obvious for fraudsters to transmit false information. Indeed, with the digital age, the risks of fraud are multiplying with, for example, identity falsification, money laundering or the risk of conflicts of interest. That's what we call the document fraud. Document fraud and investment funds: Finovox and Investhub, SaaS platform for private equity, join forces!
An investment fund, or investment fund, Is a financial vehicle that combines the money of several individuals to invest it in different financial assets like stocks, bonds, or real estate.
Managed by private or public companies, this type of fund aims to optimize returns while diversifying risks. Investors buy shares in the fund, allowing them to benefit from the performance of the overall portfolio. The interest? They don't have to manage individual assets directly.
Investors can thus access market opportunities, which are usually accessible via high admission tickets.
With digitalization, management companies can reach more investors for a single investment fund. In recent years, they have therefore been opening up to a new audience: Retail.
In summary, digitalization allows management companies to reach a larger and more diverse audience, which is beneficial for their growth.
Investors are approaching private or public companies that are are responsible for looking for profitable projects for Investing funds in it. The purpose of this purchase? Placing capital in companies for y develop promising projects and get a profit.
In the end, the gains or losses generated by the fund are distributed among the investors in proportion to their initial investment.
In the world of finance, there are different types of investment funds such as mutual funds (FCP), the index funds, the open-ended investment funds, the private equity funds, the real estate investment funds, the hedge funds or even the Formula funds.
Each of these investment funds has different characteristics and objectives for investment and returns.
👀 Good to know:
The interest of an investment fund is twofold: Investors inject capital that allows the company to quickly realize its projects. In exchange, investors receive a portion of the company's capital.
Digitizing an investment fund has several major advantages, whether for the company or the investor. We're taking stock!
Digitalization allows for more efficient and rapid management of investments thanks to automated tools and real-time data analytics.
It facilitates access to the fund for the investor. He can then Follow your investment in Real time, online and of secure way.
Digital technology makes it possible to improve the personalization of the customer experience.
By analyzing investor data and behavior, asset management companies can offer services and content adapted to each profile :
Digitalization improves communication with investors through tools such as social networks, the Chatbots, the Newsletters personalized And the webinars.
These tools make it possible to maintain a regular contact, to respond to questions quickly and to build trust. Investors can then trade physically and digitally.
If you want to learn more about the subject, read on: Advantages of the digitalization of the relationship between investors and investment funds?
Capital Cloud is a fintech specialized in the digital transformation of Private Equity. It facilitates interactions between investment fund management companies, investors, distributors and participations.
Launched in 2021, its flagship solution, Investhub by Capital Cloud, fully digitizes fund management, including subscriptions, rewards and calls for funds. It therefore centralizes the data of investors and partners in a secure manner. It thus allows the teams of management companies to save time on a daily basis.
For an investment fund company, relying on an anti-fraud solution such as the one offered by Finovox is of crucial importance.
Indeed, Finovox, a document analysis service, plays an essential role since it helps compliance teams verify documents. The platform ensures that all operations strictly comply with the accounting and fiscal standards and regulatory in force. Which ones? We are thinking, for example, of the fight against money laundering (AML/CFT).
To find out more about legal obligations, read on: What are the legal obligations in anti-fraud banking compliance?
Ultimately, document analysis allows investment fund companies, like Investhub, to operate more effectively. Secured, efficient and conforms.
To find out more about the complementarity of the Investhub solution and that of Finovox, go to our dedicated article: Investhub: the use case of the SaaS solution for investment funds
Do you also want to benefit from Finovox's support and discover how to optimize your management processes? Do not hesitate to contact our experts, they will be happy to answer your questions.
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