Marc de Beaucorps, CEO and co-founder of Finovox, welcomed Karim Tinouiline, Group Fraud Control Manager Carrefour Bank and Insurance. Key figures, sensitive documents, anti-fraud strategy, here is an excerpt from their exchange!
Marc de Beaucorps
Sometimes, on instant messengers or social networks, you see a message pass: So I defrauded this banking organization, here's how I did it and I can assure you that it works.
Then, you have people who react with emojis, who validate, who ask what to do for this organism, this system, this organization.
Communities are being created, it's almost an after-sales service for fraud!
Karim Tinouiline
A whole business has been set up, it's kits of how to do fraud. On average you can buy them for 300/350 euros.
These are ready-to-use kits, depending on the different banking institutions.
Marc de Beaucorps
Like you, are you a banking institution?
Karim Tinouiline
Yes, we are a credit financial institution. Moreover, on some social networks, I have already seen Carrefour Bank contracts, ready to be used to deceive us.
And then on these networks, individuals offer paid training courses to introduce them to commit fraud. That is why I say that fraud is a real scourge, it is accessible to everyone. All you need is a computer or a smartphone with an internet connection...
Marc de Beaucorps
It is also becoming more professional because before a fraudster, who found the right way, would defraud himself to try to find money. Today, since he can spread his knowledge, instead of going to fraud, he will sell his services: training, packs etc.
Karim Tinouiline
Absolutely because it is much more profitable for him!
There is such a demand: people are fascinated, curious, and it's so easy to do. People offer their services because they will always find people who are ready to buy that assistance.
Interested in this exchange around the document fraud, clandestine networks and solutions put in place by Carrefour Bank and Insurance? Do not hesitate to listen to the interview in its entirety.
