In 2024, France strengthened its efforts to fight fraud and in particular documentary fraud. It has achieved significant results in several sectors, including taxation, social insurance and means of payment.
According to figures reported by Le Point, the government's efforts made it possible to detect tax evasion by a record amount of 15.2 billion euros in 2023, surpassing 14.6 billion euros in 2022.
These results demonstrate the implementation of new detection tools and a strengthened cooperation between tax and judicial authorities.
The fight against social fraud has also been intensified.
Adjustments related to social security contribution fraud reached 1.2 billion euros in 2023, marking a 50% increase over the previous year.
However, estimates suggest that the actual amounts of social fraud could exceed 13 billion euros annually, according to a report published by Public Senate.
Despite an increase in the use of cashless payment methods, the total amount of payment fraud remained stable, less than 1.2 billion euros in 2023.
This figure, published by the Bank of France, highlights the effectiveness of the security measures put in place by financial institutions. The Banque de France also indicates that the fraud rate has remained at a historic low level thanks to the improvement of preventive detection systems.
Nonetheless, banks continue to face challenges, especially in the prevention of cyberattacks that target online transactions.
To learn more, go to our article dedicated to Julien Lasalle: Deputy Director of Studies and Payment Supervision at the Banque de France
In the field of health, Health insurance has seen an increase in healthcare reimbursements for general regime of 4.8% over the last 12 months.
City care expenses have increased by 3.6% in July 2024 compared to July 2023.
These increases include specific developments, such as a 4.4% increase in reimbursements for general practitioners, driven by an increase in consultations since November 2023.
On the other hand, the dental reimbursements fell by 9.9%, partly due to an increase in the co-payment in October 2023
Good to know 👀
The co-payment is the part of the health expenses that remains the responsibility of the patient once the Health Insurance has reimbursed its part.
To find out more, read on with our article dedicated to Marc Scholler: interview with the Deputy Director of Health Insurance
These various results illustrate the effectiveness of the measures put in place to detect and punish fraudS.
However, challenges remain, especially in the area of social fraud, where the amounts detected remain lower than actual estimates. In 2024, France demonstrated its ability to innovate and mobilize resources to combat fraud, but the margins for improvement remain significant.
The year 2025 should mark a new stage, with the planned introduction of even more advanced technologies to automate detection and strengthen sanctions.
From here 2027, efforts will be made to provide the services with the necessary resources, with a increase in human numbers And a fiscal rearmament. The aim? Guarantee an increase in their operational capacities.
To effectively combat document fraud, companies and institutions can turn to specialized solutions such as Finovox. This software, thanks to its in-depth analysis of documents, represents a essential asset to prevent and detect fraud. Want to know more?
