Fraud Analysis Finovox

Ecrit par

Justine Gaget

Fraud Analysis or how to better detect documentary fraud

According to the Digital Barometer 2025, 82% of administrative procedures are carried out online each year. This digitization of exchanges and processes has transformed the way in which documents are produced, transmitted and controlled. In increasingly digitized processes, document fraud has become more sophisticated, faster and more difficult to detect. False documents, modified documents or even artificially generated documents, methods are evolving, as are the risks for businesses.

At Finovox, Fraud Analysis is a key component of the anti-fraud solution. Beyond compliance, its objective is to determine whether a document is authentic or fraudulent. This brick is part of the historical DNA of Finovox, a specialist in the fight against document fraud. How does it work? What are its advantages for your anti-fraud unit? We answer you.

What is Fraud Analysis?

Fraud Analysis is the in-depth analysis of a document in order to detect any attempt at fraud, manipulation or falsification.

It is based on technologies capable of examining a document at several levels:

1- The visible content
2- The consistency of information within the document
3- Visual integrity
4- The digital fingerprint of the file

Contrary to Document Processing And at Document Validation, which structure and control documents according to business rules, the Fraud Analysis brick focuses on the authenticity of the document.

How does Fraud Analysis work at Finovox?

Fraud Analysis is based on several complementary control axes. We explain to you.

Detection of modified or generated documents

Finovox is able to identify documents that have been modified after their creation but also those that have been generated artificially.

This analysis makes it possible to identify documents altered after signature or issuance, those reconstituted from models or even those generated without a legitimate source.

The objective of the solution? Distinguish a native and authentic document from a reconstructed or manipulated document.

Content consistency check

Fraud Analysis analyzes the internal consistency of the document. It verifies that all the information present makes sense between them.

The consistency of the dates
The logic of the amounts
The correspondence of identities
Alignment between textual content and document context
Comparison with external databases such as SEPA Mail or Papers

These various checks make it possible to detect inconsistencies, often indicative of fraud, even when the document seems visually credible.

Detecting visual retouching

Document fraud very often involves graphic retouching: changing an amount, a name, a date or a logo.

Finovox integrates mechanisms for detecting visual retouching to identify:

Modified or hidden areas
Differences in resolution or compression
Graphic anomalies invisible to the naked eye

This analysis makes it possible to identify subtle manipulations that are impossible to detect via simple human control on a large scale.

Digital footprint analysis

Within the Fraud Analysis component, Finovox analyzes The digital footprint of documents. Indeed, each document has a unique and unfalsifiable fingerprint.

It allows Finovox to identify if a document has already been analyzed in the past and if it has been reported as fraudulent!

Good to know:

Finovox has chosen to use only digital fingerprints and never the content of documents. The aim? Guarantee the respect of the data specific to each document.

Document Processing, Document Validation, Fraud Analysis and Case Investigation: a complete anti-fraud chain

Fraud Analysis integrates naturally with the other components of the Finovox product:

Document Processing receives, structures, and extracts data.
The Validation Document checks compliance and business eligibility.
Fraud Analysis assesses authenticity and detects fraud attempts.
Case Investigation, which makes it possible to understand anomalies and to obtain a detailed evidence report.

This global approach makes it possible to secure document paths from end to end. without compromising between speed, user experience and level of control.

How does security and compliance work within the Fraud Analysis component?

Like the entire Finovox solution, Fraud Analysis is designed to operate in demanding regulatory environments. Sensitive data is protected and GDPR compliance is integrated directly into anti-fraud analysis.

In addition, note that Finovox is aligned with ISO 27001 and ISO 27701 standards.