Emeric Desnoix, lawyer and national anti-fraud and anti-money laundering referent for insurance and mutual companies, was the guest of our Fraud Hunters podcast on January 17.
At the microphone of Marc De Beaucorps, CEO of Finovox, Emeric Desnoix talks about fraud, from the point of view of companies but he also brushes aside the criminal risks run by the fraudster... Without skimping on the anecdotes!
We share an excerpt with you below.
Emeric Desnoix: What a certain number of people will not want to hear is that in the fight against fraud, for me, there is a lot of desire to defend the community. Because fraud is an attack, not just against the insurer, even though it is a capital-intensive business. But it is the community of policyholders who suffers from this, because it will be reflected in contributions at one time or another.
Marc de Beaucorps: This is the very principle of insurance. It’s about pooling the risk.
Emeric Desnoix: Exactly. And you give the word. This is even more the case when you are a mutual insurance company. Because when we are a mutual, we are not there to make money. We are there to manage contributions, to pay real claims, to pay fraudsters who will actually benefit from easy money while you get up in the morning to go to work.
Now, I also plead it like that, it's the fight of the good guys against the bad guys. I'm sorry for perhaps being so childish in my speech, but that's really what I think. I carry a real fight against the bad guys. The real bad guys. We have the opportunistic fraudster who put his hand in the honey pot but… there are also real networks.
To discover the entire interview with Emeric Desnoix, click on the link below!