According to a Deloitte study, 78% of asset management companies plan to increase their investment in digital technologies over the next few years. This development will make it possible to centralise and secure data, but also to improve the operational efficiency of management companies. However, with this digitalisation, it is also becoming easier for fraudsters to pass on false information. In the digital age, the risks of fraud are multiplying, including identity fraud, money laundering and the risk of conflicts of interest. This is what is known as document fraud. Document fraud and investment funds: Finovox and Investhub, SaaS platform for private equityjoin forces!
Digitalisation of investment funds: what is an investment fund?
An investment fund, is a financial vehicle that pools the money of several individuals to invest it in various financial assets such as shares, bonds or property.
Managed by private or public companies, this type of fund aims to maximise returns while diversifying risk. Investors buy units in the fund, enabling them to benefit from the performance of the overall portfolio. The advantage? They don't have to manage the individual assets directly.
This gives investors access to market opportunitieswhich are usually accessible via high entry fees.
With digitalisation, asset management companies can reach more investors for a single investment fund. In recent years, they have opened up to a new audience: retail.
In short, digitalisation is enabling asset management companies to reach a wider and more diversified audience, which is beneficial for their growth.
How does an investment fund work?
Investors are approaching private or public sector companies that are are responsible for finding profitable projects for invest funds. The purpose of this purchase? Investing capital in companies to developing promising projects and make a profit.
At the end of the day, any gains or losses generated by the fund are shared between investors in proportion to their initial investment.
What types of investment fund are there?
In the world of finance, there are different types of investment funds, such as mutual funds (FCP), the index funds, THE open-ended investment funds, THE private equity fund, THE real estate investment funds, THE hedge funds or the formula funds.
Each of these investment funds has different characteristics and investment and performance objectives.
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The benefits of an investment fund are twofold: investors inject capital that enables the company to the company to rapidly bring its projects to fruition. In exchange, investors receive a share of the company's capital.
Why digitise an investment fund?
Digitising an investment fund offers a number of major advantages for both the company and the investor. We take stock!
Manage your fund more quickly
Digitalisation means that investments can be managed more efficiently and rapidly thanks to automated tools and real-time data analysis.
It makes it easier for investors to access the fund. They can then monitor your investment at real time, online and from secure way.
Personalising the customer experience
Digital technology makes it possible to improve the personalisation of the customer experience.
By analysing investor data and behaviour, asset management companies can offer services and content tailored to each profile :
- They can send fund recommendations based on investment objectives of each customer.
- They can also offer customised performance reports.
Communicate more easily
Digitalisation is improving communication with investors thanks to tools such as social networks, THE chatbots, THE newsletters personalized and the webinars.
These tools make it possible to maintain regular contactThis means that investors can trade both physically and digitally. Investors can trade both physically and digitally.
If you'd like to find out more, read on: What are the advantages of digitalising investor and investment fund relations?
Investhub: a SaaS solution for digitising investment funds
Capital Cloud is a fintech specialising in the digital transformation of private equity. It facilitates interactions between investment fund management companies, investors, distributors and investments.
Launched in 2021, its flagship solution, Investhub by Capital Cloud, digitises the entire management of funds, including subscriptions, payments and fund calls. It centralises investor and partner data in a secure manner. It saves management company teams time on a day-to-day basis.
Investhub and Finovox: a partnership to combat document fraud
For an investment fund company, relying on an anti-fraud solution like the one offered by Finovox is of crucial importance.
Finovox, a document analysis service, plays an essential role in assisting compliance teams to verify documents. The platform ensures that all operations strictly comply with the accounting and tax standards and regulatory in force. Which ones? We are thinking, for example, of the fight against money laundering (LCB-FT).
To find out more about legal obligations, read on: What are the legal requirements for anti-fraud banking compliance?
Ultimately, document analysis enables investment fund companies such as Investhub to operate in a more transparent manner. secure, efficient and compliant.
To find out more about how Investhub and Finovox's solutions complement each other, see our dedicated article : Investhub: the use case for a SaaS solution for investment funds
Would you also like to benefit from Finovox's support and find out how to optimise your management processes? Don't hesitate to contact our experts, who will be delighted to answer your questions.
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