$12.5 billion in 2020 : this is the loss suffered by the banks linked to false documents. Identity theft, creation of fraudulent bank accounts, loan or credit requests, illegal financial transactions, etc. so many fraud methodologies which continue to evolve with the development of tools and methods.
Let’s introduce Anytime:
Anytime, founded in 2014, subsidiary of the group Orange Bank, is a French neo-bank specializing in the needs of professionals and businesses. There document fraud within Anytime takes different forms but is based in particular on the fight against money laundering and the study of standardized and non-standard documents for subscription.
What is the objective of the Finovox integration?
Online banking, use of standardized and non-standardized documents, factors likely to lead to an increase in fraud... To counter this, it is essential to check the veracity of documents submitted by customers when opening an account or applying for credit, particularly in the context of the fight against AML-FT (fight against money laundering and the financing of terrorism). The analysis is mainly carried out on the non-standardized documents.
Non-standardized documents, kesako?
Non-standardized documents are all documents that do not meet legal rules in their format, etc. These include in particular the invoices, pay slips, supporting documents, RIB, etc.
How was Finovox integrated into Anytime?
The Finvox solution was deployed in two phases: a pilot's first and then a extension to the global documentary scope. The first integration was done via our solution Finovox Investigation allowing the burden of proof to be met regarding falsifications. Secondly, Anytime wanted to complete its offer with Finovox Detection which is integrated via API directly into our clients' IT infrastructure and thus allows automatic, real-time analysis of incoming documents.
Since the end of 2022, analysis and reception of information via API and decision-making through investigation via the platform.
What if we asked you for your feedback on Finovox?
Marine Monneret, Head of Risk, Controls and Compliance at Anytime, underlined that Finovox actively participates in the detection of false documents thanks to a set of matching clues, and that this solution has become essential for online banking.
» Finovox helps detect false documents among a pool of matching clues. The solution has become an essential building block for Anytime. »
Marine Monneret, Head of Risks, Controls & Compliance ANYTIME
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