In an increasingly connected and interconnected world, fraud is becoming a growing threat to businesses. It is both costly from a financial point of view and also damages the reputation of companies. Companies protect themselves with an anti-fraud unit. But how can we give power to an anti-fraud unit? What are the three ways to empower your team to fight against document fraud? We answer you in this article!
Some reminders about the anti-fraud team
Today in France, it is estimated that document fraud reduces the turnover of companies by 3 to 7 %. To combat this scourge, companies are developing what are called internal anti-fraud units.
In a few words, the anti-fraud unit is responsible for the detection and prevention of illicit activities.
Depending on the company, association or organization in which you work, the form of the anti-fraud unit is not necessarily the same. Its organization, size and data processing vary.
To find out more, do not hesitate to read our dedicated article: how to set up an internal anti-fraud unit?
Continuing training as a means of developing your anti-fraud team
Opening a bank account or obtaining various loans, documentary fraud makes it possible to defraud, launder money or, in more extreme cases, finance terrorism. The criminal and administrative risks are significant, so it is necessary to pay particular attention to them.
Protecting yourself against fraud starts with training. Indeed, by training your teams specialized in anti-fraud, you give them the skills needed to detect fraud. But not only ! You also create a culture of fraud within your teams. Once the culture is established, your teams are prepared to unmask fraudulent documents.
To help you develop your project, read our article: How to sell an anti-fraud project internally?
Which organizations can train your anti-fraud team?
To train your anti-fraud teams, there are several organizations and services. It's up to you to choose the one that best suits your needs.
THE government offers, for example, online training which allow you to identify different types of fraud and help you protect yourself against them. Types of fraud, techniques for anticipating fraudsters, actions to put in place to fight effectively, these training courses allow you to have the right reflexes.
ALFA also plays a key role in the training against document fraud. It offers an offer reserved for its members and private research agents and certified “insurance investigators”. What is it for ? Obtain information in various fields such as detection, investigation, awareness-raising or even the legal field.
You can also call on specialized trainers in document fraud. Their goal ? Help you carry out training on fraud, prevent risks and develop your anti-fraud team. More expensive than training provided by the State, they are also more detailed and often better informed.
If you need help finding document fraud training experts, contact us.
Communicate and raise awareness: two essential assets for your anti-fraud team
An anti-fraud team needs support from other services in order to gain strength. Integrating your fraud risk strategy into the different departments of your company is therefore essential.
Indeed, within a company, the team can notice fraud but other employees can also notice it. It is by working together that you will best fight against falsification. And don't forget that common sense remains your best asset to protect yourself from fraud!
Communication must therefore be open between your different departments and there must be a transparency and one feedback.
Example :
At the head of a company in the banking sector, one of your employees realizes that a malicious individual has access to the personal information of one of your customers. With this data thus collected, it produces a false bank account statement by modifying the transactions carried out. He then conceals fraudulent transactions.
With a good internal communication, your employee can immediately notify your anti-fraud service and thus avoid fraud.
To encourage this type of initiative, it is also necessary that, in return, the employee is kept informed of the progress of this attempted fraud. With file monitoring, the employee becomes aware of what he or she has helped to avoid!
Thanks to a culture of transparency and openness within your company, your anti-fraud team will be strengthened and will have the necessary weapons to fight against this scourge.
Invest in advanced tools to empower your anti-fraud teams
So that your teams have all the cards in hand to effectively fight against document fraud, you can turn to detection solutions. You will find several on the market.
For example, when you want to take stock of identities, you can use what we call KYC: Know Your Customer. They allow you to verify the identity and integrity of your customers. A process put in place from the first contacts with your customers, it continues throughout your relationships with them.
If you have non-standard documents to analyze, you can turn to our solution. Indeed, with Finovox, you detect the modifications present on the documents which have been provided to you.
How ? Through 5 different ways:
- The analysis of data structure which lets you know if your document is modified or not
- L'metadata study to verify that the basic information in the document is consistent
- L'visual analysis to control the pixels, text and colors of the document
- THE additions which allow you to inspect previous versions of the document and
- There 3D view and the zoning which make it possible to detect the falsification zone
The advantage of this solution is to offer you a turnkey tool to help your anti-fraud teams gain momentum. This allows you to optimize detection processes and move forward proactively.
Interested in our solution? Don’t hesitate any longer and contact us!
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